acquire insurance
Protecting what is important to you
We all want to live a full life and achieve all of out dreams with a future for ourselves & our loved ones. However, life sometimes throws the odd curve ball and we all need a plan B if that comes along and that Plan B is Insurance.
It is when things go wrong that you want to have Insurance cover that will protect the most important things to you and it is one of those things in life that we all should have. For many getting Insurance can go in to the “too hard basket” as it can be confusing and the one question you ask is what policy will be right for me?
Here at Acquire we will work with you to ensure that you get the right protection to protect what is most important to you. From there we will provide you with options and make a professional recommendation to you. We will ensure that we have regular reviews to ensure that your cover changes with your circumstances and we will be there if you need to make a claim.
We will do the leg work to get the cover that meets your needs from market leading companies.
life insurance
Make sure that your loved ones are looked after in the event off you dying or being terminally ill. A lump sum amount is paid out to provide peace of mind to pay off debts and to support those that are left behind.
TRAUMA INSURANCE
When you are diagnosed with a critical illness such as cancer or a heart attack a lump sum payment can be used towards paying down debts, generate an income or towards medical treatment not available on the health system.
INCOME PROTECTION
Your biggest asset is your income and if you lost this for a prolonged period of time could you afford to pay your living expenses such as your rent or groceries? Income Protection allows you to maintain your current lifestyle.
MORTGAGE PROTECTION
Being able to meet your mortgage or rental costs ensures that you keep a roof over your head. Mortgage Protection will ensure that these payments will be made. After all mortgage or rent is one of your biggest expenses.
INSURANCE REVIEW
If you currently have Insurance cover in place then that is great - you are protected. However, do you know what cover you have or have the premiums got too expensive? Let us review your current cover for FREE.
HEALTH and medical INSURANCE
New Zealand has a great public health system but growing population and demand means waiting times are growing. Health Insurance allows you to get treatment faster and gives you that peace of mind you have access to the best treatment possible.
INSURANCE FOR CHILDREN
We never want to think about our children or grand children getting sick but if they were sick having insurance allows access to treatment but also allows you the parents to take time off work to look after them whilst they get better.
we beat any quote
If you have a quote already and want to save some money then we are able to beat any quote that you have already. We can ensure that you get great cover but also get it for a lower price. What isn’t there to like?
ACC & COVERPLUS XTRA
For most self employed people ACC defaults you in to minimum cover of ACC Coverplus until you either change it or provide your last years accounts. However, there is a better option which is called ACC Coverplus Extra where you decide on the level of cover and as it is an Agreed Value you are guaranteed the amount without having to prove what you earn. This will give you certainty if you have an accident.
ACC CoverPlus Extra is a great option for self-employed people and non PAYE shareholder employees who:
Work 30 hours or more a week or even if you work part-time, you can earn an income that’s above the ACC CoverPlus Extra minimum.
Has an income but it changes from year to year - CoverPlus Extra gives you certainty.
Splits income with a partner or spouse to take advantage of the option to reduce your tax liabilities.
Would like their business to continue to generate an income if you were injured and were unable to work.
If you are newly self employed and don’t have a history of your income.
If your business would continue generating income if you were injured and couldn’t work
BUSINESS INSURANCE
Being a business owner can be both exciting and rewarding but the responsibilities of being the boss comes with it’s own risks that will come with becoming successful. As a business owner myself I know first hand the importance of protecting those risks.
The biggest asset that any business has is not the buildings or other assets but it is you and all of those key people that you rely on.
TAKing CHARGE OF YOUR BUSINESS
Have you ever wondered how you would manage with the loss, even if it is temporary of a key member of your team? If you are a small business then this can have a big impact to the businesses success.
Here at Acquire we believe that you should have an Insurance plan to protect you and your team in the event of sickness, injury or even death. We can even help with getting Group Insurance for your employees.
We are able to help you with a wide range of business insurance solutions irrespective of the nature of your business or it’s size or whether you are newly self employed or based in the rural sector.
Who we work with?
It can be a minefield trying to find cover that meets your needs but here at Acquire we ensure that we use a wide range of market leading Insurers to give you the peace of mind that you deserve and to protect what is most important to you so you can get on with living your life
Below is a list of the providers that we work with to help you find the right insurance solution.
“Richard is courteous, professional and knowledgeable in all things money. I consulted them for Insurance and investment advice.
His advice was clear, concise and appropriate to my situation. The way he explains himself and his recommendations make it very easy to understand.
I will happily continue to consult with Richard and the Acquire Financial team.”